Enjoy More Jingle. Open Our Special Holiday Share Certificate Today. Visit a branch to learn more. 4.15% FOR 7 MONTHS FSB A division of Y-12 CREDIT UNION *Minimum balance to receive advertised rate is $10,000. Rate accurate as of 12/05/2025 and requires $10,000 in new money not transferred from an existing Y-12 Credit Union or FSB, A division of Y-12 Credit Union account. APY is Annual Percentage Yield. Rates subject to change without notice. Penalties apply for early withdrawal which may reduce earnings. At maturity, accounts automatically renew at current rate unless changes are made during 7-day grace period. Insured by NCUA. Enjoy More Jingle . Open Our Special Holiday Share Certificate Today . Visit a branch to learn more . 4.15 % FOR 7 MONTHS FSB A division of Y - 12 CREDIT UNION * Minimum balance to receive advertised rate is $ 10,000 . Rate accurate as of 12/05/2025 and requires $ 10,000 in new money not transferred from an existing Y - 12 Credit Union or FSB , A division of Y - 12 Credit Union account . APY is Annual Percentage Yield . Rates subject to change without notice . Penalties apply for early withdrawal which may reduce earnings . At maturity , accounts automatically renew at current rate unless changes are made during 7 - day grace period . Insured by NCUA .